We acquire performing and non-performing mortgage notes, senior and junior liens, judgments, and bonds — secured by real estate.
Our Focus
Mortgage notes with borrowers currently making payments.
Defaulted or distressed mortgage debt acquired at a discount.
First mortgage positions with primary claim on the property.
Subordinate lien positions including HELOCs and seller carry-backs.
Court-issued judgment liens and surety bonds secured by real estate.
Who We Are
Capital City Funding is led by a principal with nearly 30 years of hands-on experience acquiring, financing, and working distressed assets across multiple markets.
Since 1998, we have personally acquired and sold over 300 residential properties, deployed more than $52 million in private capital, and navigated five distinct market cycles, including the 2005–2008 collapse and its aftermath. That experience isn't academic. It's transactional.
Today, Capital City Funding's primary focus is note investing, specifically acquiring performing and non-performing notes secured by residential real estate. We understand collateral, we understand borrower behavior, and we know how to evaluate and close on the right paper without unnecessary friction.
If you hold notes you're looking to move, individually or in pools, we'd welcome a direct conversation.
Get In Touch
Ready to sell a note or learn more about what we buy? Reach out below.